advis.money logo advis.money

RBI-Registered NBFC Partner · Salora Capital Limited

Instant Loans for Every Indian — Daily, Weekly & Monthly EMI

advis.money offers fast personal and merchant loans in the Mumbai Metropolitan Region with flexible repayment. No credit history needed. Apply in minutes.

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  • 4–24 hrsDisbursement
  • 100% DigitalKYC Process
  • No HiddenCharges
  • ₹50Cr+Loans Disbursed
  • 12,000+Happy Borrowers
  • 4 HoursAvg. Disbursement
  • 4.8/5Customer Rating

Why advis.money

Built for Bharat's Real Borrowers

We understand that traditional banks don't serve everyone. advis.money bridges the gap with simple, fast, and fair loans.

Lightning Fast Approval

Our AI-powered credit assessment takes under 5 minutes. No long queues, no branch visits — apply from your phone.

Minimal Documentation

Just Aadhaar, PAN, and bank statement. No property papers, no guarantors, no hassle.

Daily EMI Option

Pay small amounts every day instead of a big monthly burden. Designed for daily wage earners and street vendors.

RBI-Regulated

All loans are disbursed by Salora Capital Limited, an RBI-registered NBFC. Your money is safe and compliant.

Dedicated Support

Hindi and English support via phone, WhatsApp, and email. Mon–Sat, 9 AM–7 PM. Real humans, not bots.

No Prepayment Charges

Got extra cash? Pre-close your daily EMI loan anytime without any penalties.

Process

Get Your Loan in 4 Simple Steps

Start Your Application →

  1. Apply Online

    Fill our simple form — takes under 3 minutes from your phone.

  2. Upload Documents

    Aadhaar, PAN & bank statement. 100% digital, 100% secure.

  3. Get Approved

    AI-powered instant credit decision. Usually within minutes.

  4. Receive Money

    Funds credited to your bank account within 4–24 hours.

Testimonials

Trusted by 12,000+ Borrowers

Rated 5 out of 5

"Got ₹15,000 within 6 hours. The daily EMI made it so manageable. Never had to worry about a big month-end payment. Highly recommend!"
Rahul SharmaStreet Food Vendor, Vashi

Rated 5 out of 5

"Used merchant financing for my Diwali stock. The team was super helpful and the process was 100% digital. Will definitely use again!"
Priya MehtaBoutique Owner, Thane

Rated 5 out of 5

"Needed money urgently for a family emergency. advis.money approved my loan in 2 hours. Simple process, no hidden charges. Thank you!"
Arun KumarAuto Driver, Andheri

FAQ

Frequently Asked Questions

Any salaried or self-employed individual aged 21–60 years, residing in the Mumbai Metropolitan Region or nearby districts, with a valid Aadhaar and PAN card can apply. No prior credit history is required for daily EMI loans.

Once your application is approved and KYC is verified, funds are disbursed within 4–24 hours directly to your bank account via NEFT/IMPS.

Aadhaar Card, PAN Card, latest bank statement (3 months), and a selfie for KYC. For merchant loans, GST registration or shop photos may also be required.

The processing fee is 5% of the loan amount, deducted upfront. This covers KYC verification, credit assessment, and disbursement costs.

Yes! advis.money encourages responsible repayment. You may pre-close your loan at any time with zero prepayment charges on daily EMI loans. Merchant loans may have a minimal prepayment fee — details are shared at onboarding.

No. Advisconsul E-Services Private Limited is a Lending Service Provider (LSP). All loans are originated and disbursed by Salora Capital Limited, an RBI-registered NBFC. advis.money handles customer acquisition, onboarding, and collection support.

Ready to Apply? Takes 3 Minutes.

Join 12,000+ Indians who trusted advis.money for their financial needs.

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